ANALYSIS OF FINANCIAL DETERMINANTS OF URBAN COMMUNITY INTEREST IN HAJJ: STUDY OF THE BUGIS TRIBE IN MAKASSAR AND MANADO

Authors

  • Ridwan Tabe Institut Agama Islam Negeri Manado, North Sulawesi, Indonesia.
  • Satriani Satriani Institut Agama Islam Negeri Manado, North Sulawesi, Indonesia.
  • Telsy Fratama Dewi Samad Institut Agama Islam Negeri Manado, North Sulawesi, Indonesia.
  • Suci Indriani Sarka International Islamic University Malaysia, Kuala Lumpur, Malaysia.

DOI:

https://doi.org/10.32332/akademika.v28i2.7863

Keywords:

Financial Determinants; Interest in Hajj; Urban Community.

Abstract

The urge of the Bugis community to carry out the Hajj pilgrimage is increasing, particularly in the cities of Makassar and Manado. This is because in urban areas the Hajj pilgrimage is a cultural priority for the community. The ability to carry out the Hajj pilgrimage is measured by financial determinants including asset value, savings investment, income level, and religious understanding. This research is intended to analyze the influence of asset value, savings investment, and income level on interest in Hajj by involving religiosity as a mediating variable in the Bugis community in the cities of Makassar and Manado. This research followed a quantitative approach by collecting data through questionnaires. The population in this study was the entire Bugis community who are living in Makassar and Manado, while the sample was taken according to the sample selection criteria of 607 respondents. The data analysis technique used is path analysis with the help of AMOS (Analysis of Moment Structure) software. The results of this research show that the value of assets does not have an influence on the interest in Hajj of the Bugis community in Makassar and Manado, however, the value of assets and investment savings has an influence on the interest in Hajj of the Bugis community if the religiosity variable is involved as a mediating variable, while the level of income has no influence on interest in Hajj by the Bugis community in Makassar and Manado. The novelty of this research is connecting multiple variables with the Hajj interest variable using the religiosity variable as a moderating variable by creating a new pattern by testing competitive theory. The implication of this research is the increase in the number of registrants or Hajj portion numbers because it is supported by investment savings available from banking products.

Downloads

Download data is not yet available.

References

Abdul Haris Romdhoni, D. R. sari. (2018). Pengaruh Pengetahuan, Kualitas Pelayanan, Produk, dan Religiusitas terhadap Minat Nasabah untuk Menggunakan Produk Simpanan pada Lembaga Keuangan Mikro Syariah. Jurnal Ilmiah Ekonomi Islam, 4(2), 136–147. https://doi.org/http://dx.doi.org/10.29040/jiei.v4i02.307.
Achmad Fauzi, Soepriyadi, I., Aprilliani, A., Septiani, A. S., Angelika, A., & Amelia, P. N. (2022). Pengaruh Hak Kekayaan Intelektual, Etika Bisnis, Dan Perlindungan Hukum Bagi Konsumen Dalam E-Business. Jurnal Akuntansi Dan Manajemen Bisnis, 2(3), 83–90. https://doi.org/https://doi.org/10.56127/jaman.v2i3.336.
Ali Anton Senoaji, Winih Wicaksono, E. K. (2020). Aplikasi Sistem Informasi Pelayanan Haji Dan Umrah Berbasis Augmented Reality/Virtual Reality. Jurnal Penelitian Saintek, 25(2), 205–213. https://doi.org/10.21831/jps.v25i2.34389.
Amanita Novi Yushita. (2017). Pentingnya Literasi Keuangan Bagi Pengelolaan Keuangan Pribadi. Nominal Barometer Riset Akuntasi Dan Manajemen, 6(1), 11–26. https://doi.org/10.21831/nominal.v6i1.14330.
Ansori, M. S., Kasanah, S. U., & Sidik, a. R. (2019). Meningkatkan Pemahaman dan Keterampilan Ibadah Haji Bagi Peserta Didik, Guru, dan Wali Murid Melalui Pembelajaran Praktik Manasik Haji Untuk Anak Usia Dini. Jurnal Pengabdian Dan Pemberdayaan Nusantara (JPPNu), 1(1), 14–24. https://doi.org/10.28926/jppnu.v1i1.3.
Cahyono, E. F., Multifiah, M., & Hoetoro, A. (2012). Peran Pendapatan, Aspirasi Pendapatan Ideal, Pendapatan Komunitas Sekitar Dan Religiusitas Pada Jamaah Haji Kbih X Di Kota Malang. La_Riba, 6(2), 211–234. https://doi.org/10.20885/lariba.vol6.iss2.art5.
Daud, N. (2018). Pemikiran dan Perbandingan Sistem Ekonomi.
Fajriyah Salsabila Halim, P. P. (2023). Analisis Penerapan Strategi Segmenting, Targeting dan Positioning Terhadap Tabungan Haji Pada Bank Tabungan Negara Syariah KC Bekasi. Jurnal Ilmiah Ekonomi Islam, 9(1). http://dx.doi.org/10.29040/jiei.v9i1.7443.
Hamed Mohammed Almuhrzi, A. M. A. (2017). Muslim perspectives on spiritual and religious travel beyond Hajj: Toward understanding motivations for Umrah travel in Oman. Tourism Management Perspectives, Volume 24, Pages 235–242. https://doi.org/10.1016/j.tmp.2017.07.016.
Liawan, C., & Van Harling, V. N. (2019). Analisis Perlakuan Akuntansi Pendapatan Jasa Konstruksi Pada Pt. Agrindo Makmur Abadi. Soscied, 2(1), 44–51. https://doi.org/10.32531/jsoscied.v2i1.169.
Mubarok, A., & Faizah, I. (2022). Biaya Pengeyelenggaraan Ibadah Haji Dan Prakteknya Di Bank Syariah Pada Masa Pandemi Covid-19. Multazam : Jurnal Manajemen Haji Dan Umrah, 2(1). https://doi.org/10.32332/multazam.v2i1.5269.
Muhammad Zuhirsyan, N. N. (2018). Pengaruh Religiusitas dan Persepsi Nasabah terhadap Keputusan Memilih Bank Syariah. Al-Amwal, Jurnal Kajian Ekonomi Dan Perbankan, 10(1). https://doi.org/10.242235/amwal.v101.2812.
Nida Farhan. (2016). Problematika Waiting List Dalam Penyelenggaraan Ibadah Haji Di Indonesia. Jurnal Studi Agama Dan Masyarakat, 12(2), 57–80. https://doi.org/10.23971/jsam.v12i1.469.
Nur Azizah, Joko Hasi Purnomo, N. N. H. (2020). Efektivitas Strategi Pemasaran Produk Tabungan Haji Dalam Meningkatkan Keunggulan Kompetitif Di Bri Syariah Kantor Cabang Pembantu Bojonegoro. Jurnal Studi Islam Miyah, 16(1), 135–161. https://doi.org/10.33754/miyah.v16i1.206.
Nur, M. T. (2015). Kompensasi Kerja Dalam Islam. Jurnal Ekonomi Muamalah, 5(2). https://doi.org/rg/10.24256/m.v5i2.685.
Rifaat Farid. (2019). Dana Talangan Haji; Problem atau Solusi Jitu? (Studi Evaluasi Kebijakan Penyelenggaraan Ibadah Haji). Palita Journal of Social Religion Research, 4(2). https://doi.org/0.24256/pal.v4i2.758.
Rofi’ah, K., & Munir, M. (2019). Jihad Harta dan Kesejahteraan Ekonomi Pada Keluarga Jamaah Tabligh: Perspektif Teori Tindakan Sosial Max Weber. Justicia Islamica, 16(1), 193–218. https://doi.org/10.21154/justicia.v16i1.1640.
Rukajat. (2018). Pendekatan Penelitian Kuantitatif. Budi Utomo.
Wahyuningsih, I., & Imm, N. S. (2012). Perlakuan Akuntansi Tabungan Haji Pada Bank Mega Syariah Di Surabaya. The Indonesian Accounting Review, 2(02), 243. https://doi.org/10.14414/tiar.v2i02.99.
Wensen, A. K., Kawulur, A. F., & Kewo, C. (2021). Analisis Pengukuran Nilai Aset Tetap Pada Badan Pengelola Keuangan Dan Aset Daerah Di Kabupaten Minahasa. Jurnal Akuntansi Manado (JAIM), 2(1), 30–40. https://doi.org/10.53682/jaim.v2i1.832.
Wuryaningsih Dwi Lestari, M. S. (2017). Pembiayaan Ibadah Haji pada Lembaga Keuangan Syariah. Cakrawala Jurnal Studi Islam, 12(2), 141–150. https://doi.org/10.31603/cakrawala.v12i2.1703.
Yudha Andriansyah Putra, Gustina Siregar, S. U. (2019). Peningkatan Pendapatan Masyarakat Melalui Pemanfaatan Pekarangan Dengan Tekhnik Budidaya Hidroponik. Jurnal Perspektif Ekonomi, 1(1). https://doi.org/10.30596/snk.v1i1.3589.

Downloads

Published

2023-11-14

Issue

Vol. 28 No. 2 (2023)

Section

Articles

License

All articles in the Akademika can be disseminated on condition that they still include the identity of the article and the source (Akademika). The publisher is not responsible for the contents of the article. The content of the article is the sole responsibility of the author.
 
Authors who publish this subject agree to the following terms:
 
First, the Authors retain copyright and grant the journal right from first publication with the work simultaneously licensed under a Creative Commons Attribution-ShareAlike 4.0 International License that allows others to share the work with an acknowledgment of the work's authorship and initial publication in this journal.
Secondly, the authors can enter into a separate or an acknowledgment of its initial (e.g., post-institutional repository or publish it in a book) publication in this journal.
 
Third, the authors are permitted and encouraged to post their work online (e.g., in institutional repositories or on their website) before publishing work is cited.